Is an Active Adult Community Right for You?

What Makes Tucson a Popular Choice for Active Adult Communities?

Southern Arizona, and Tucson specifically, offers some of the most desirable active adult communities in the country, thanks to our mild, sunny winters and a wide range of affordable options. Communities like Robson at SaddleBrooke, Del Webb, Quail Creek, Rocking K, and Sunflower are some of the most popular choices. Additionally, Green Valley, one of the earliest active adult communities in the U.S., provides a unique lifestyle for those looking to embrace their golden years in a vibrant setting.

Pros of Active Adult Communities

Active Adult Community, Retirement. Senior Living1. Incredible Amenities

One of the biggest draws of active adult communities is the incredible amenities. Communities here often invest tens of millions in amenities like:

  • Pickleball and Tennis Courts
  • Golf Courses
  • Heated Lap Pools and Spas
  • State-of-the-Art Fitness Centers
  • Community Centers filled with events, art classes, and social activities

Experiencing the Amenities: When people are undecided about moving to an active adult community, I often suggest visiting one to see the difference firsthand. Experiencing a community like SaddleBrooke or Sun City can highlight the social opportunities and activities available, setting it apart from typical neighborhoods.

2. Social Connections

Active adult communities foster a vibrant social life, perfect for meeting new people as much or as little as you’d like. From theater groups to yoga classes, you’ll have plenty of opportunities to engage and socialize, adding a fulfilling layer to your new chapter.

A New Lifestyle for a New You: Many find that retirement brings out new facets of their personality. Maybe you were more reserved at work and are now ready to branch out, or perhaps you thrived in a bustling environment but now want to dial it back. Active adult communities offer the freedom to adjust your lifestyle as you see fit.

3. Safety and Security

Nearly every active adult community is gated, often with 24/7 security. It’s reassuring to live in a place with measures designed for residents’ peace of mind, with features like main entrances that close during nighttime hours.

4. Low Maintenance

With front yard maintenance often included in HOA fees, there’s no need to worry about pulling weeds or yard clean-up. This low-maintenance setup gives you more time to enjoy the activities and amenities you love.

Cons of Active Adult Communities

1. High HOA Fees

While the amenities are attractive, they come at a cost. HOA fees typically range from $150 to $500 monthly, depending on the community. It’s essential to determine if these fees fit within your budget and if the included services match your priorities.

2. Community Enhancement Fees

When buying into an active adult community, expect a community enhancement fee, usually around $3,000. It’s an expense to consider in addition to standard closing costs.

3. Strict HOA Rules

Many active adult communities maintain strict HOA rules to keep the neighborhood pristine. While this leads to well-kept grounds, it can feel restrictive for those who prefer to customize their homes.

Additional Costs Beyond HOA Fees: Remember that HOA fees often don’t cover everything. For example, unlimited golf, pickleball club memberships, and specialized classes like ceramics or yoga may come with additional fees.

4. Limited Age Diversity

Living among others at a similar life stage can be wonderful but might feel limiting for some. If you enjoy spending time with younger generations or have grandchildren staying over frequently, an age-restricted community may feel less lively. Staying active outside the community, such as through golf courses, social groups, or places of worship, can add some balance.

Things People Wish They Knew Before Moving to an Active Adult Community

1. Downsizing is Part of the Package

before moving, PackingIt’s tempting to maintain extra space for family visits, but in reality, downsizing can simplify life. Having a pool that’s only used a handful of times a year or extra bedrooms for rare visits may not be necessary. Embrace the opportunity to declutter and cherish memories in photos rather than physical objects.

2. Have a Support Plan in Place

Retirement, like any life stage, comes with unexpected events. Planning ahead for emergencies, especially if family members are far away, provides peace of mind. Open discussions with loved ones about potential needs, including health care plans, can save stress down the road.

3. Find a Hobby Before Retiring

Retirement is much more enjoyable if you already have a passion to pursue. Many experts even suggest delaying retirement until you find a hobby that brings you joy. Whether it’s golfing, woodworking, or art, having an activity to look forward to can make your retirement that much more fulfilling.

In Conclusion: Active adult communities offer a wonderful lifestyle with a vibrant social environment and low-maintenance living, ideal for those ready to embrace an active, social lifestyle. However, it’s essential to consider the fees, HOA rules, and limitations to determine if they align with your style and long-term plans. I hope this gives you a better perspective as you consider your options!

Thanks for reading, and reach out if you’d like to learn more about finding the perfect community for your needs!

ABOUT THE AUTHOR

Realtor Kevin Wood headshot in the parkI’m Kevin Wood, a trusted professional in residential real estate who has served southern Arizona and the surrounding areas since 2005. My knowledge and experience covers a wide range of topics including general real estate, mortgages, financing, seniors, moving, and home improvement.  

 I can be reached at Kevin@thewoodgrouptucson.com or by phone at 520-260-3123. For the past 19+ years, I’ve helped over 600 families move in and out of southern Arizona and constantly rank among the top 10% of realtors nationwide for performance and client satisfaction. 

 Are you planning a move? I’m passionate about real estate and enjoy sharing my knowledge and skills in marketing. 

 I serve people with real estate needs in the following areas of southern Arizona: Tucson, Vail, Corona de Tucson, Sahuarita, Green Valley, Oro Valley, Marana, Picture Rocks, Catalina, Saddlebrooke, Benson, Tanque Verde, Three Points, and Red Rock.